Prevent a legal suit from turning into a financial disaster

    vtc insurarnce
    In a world of unknown risks it’s good to have a secure partner that understands what it takes to accomplish your goals. We’ve teamed up with VTC Insurance Group to give you better business options to protect your crucial assets.

    Simply Better

    Understand Your Policy

    Make sure your practice is always insured. Not all policies are created equal.

    Switching is Easy

    We’re here to help with our sign & date application process.

    Protect Yourself

    Workers compensation, required by law, requires expert attention to employee classification and owner/officer compensation.

    Simple Coverage

    We don’t stop at malpractice insurance. We offer expert direction for all your insurance needs.

    Get in the know. Your current insurance provider may not be telling you what your business is covered for, and what it’s not.

    What you don’t prepare for could set you up for financial ruin. Issues with your business and home & auto insurance could even cost you your entire practice. Don’t be in the dark. If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. At Backus Payne, we want to make sure you have sufficient general liability and workers compensation coverage.


    Bodily Injury

    Including the cost of care, the loss of services and the restitution for any death that results from injury.

    Property Damage

    Coverage for physical damage to property of others or the loss of use of that property.

    Products Liability

    A more specialized liability insurance that protects your company against lawsuits from product-related injury or accidents.

    Contractual Liability

    Extends to any liability you may assume by entering into a variety of contracts

    Other coverage includes

    reasonable use of force; borrowed equipment; liquor liability; non-owned vehicles (such as aircraft and watercraft); fire, lightning or explosion damage; water damage; legal defense costs; medical payments; advertising injury; products-completed operations; and specialized liability protection for specific business types.



    Simply better insurance options for the everyday medical professional.

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