Understand Your Policy
Make sure your practice is always insured. Not all policies are created equal.
Switching is Easy
We’re here to help with our sign & date application process.
Workers compensation, required by law, requires expert attention to employee classification and owner/officer compensation.
We don’t stop at malpractice insurance. We offer expert direction for all your insurance needs.
Get in the know. Your current insurance provider may not be telling you what your business is covered for, and what it’s not.
What you don’t prepare for could set you up for financial ruin. Issues with your business and home & auto insurance could even cost you your entire practice. Don’t be in the dark. If you have a personal umbrella liability policy, there’s generally an exclusion for business-related liability. At Backus Payne, we want to make sure you have sufficient general liability and workers compensation coverage.
OUR BUSINESS INSURANCE PACKAGES COVER THE ENTIRE RANGE OF GENERAL LIABILITY LAWSUIT RISKS.
Including the cost of care, the loss of services and the restitution for any death that results from injury.
Coverage for physical damage to property of others or the loss of use of that property.
A more specialized liability insurance that protects your company against lawsuits from product-related injury or accidents.
Extends to any liability you may assume by entering into a variety of contracts
Other coverage includes
reasonable use of force; borrowed equipment; liquor liability; non-owned vehicles (such as aircraft and watercraft); fire, lightning or explosion damage; water damage; legal defense costs; medical payments; advertising injury; products-completed operations; and specialized liability protection for specific business types.