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Why Choose Backus Payne?

We are an independent agency with you the customer in mind. We have relationships with dozens of insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desire, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. Make the latest changes to your policy directly from our website twenty-four hours a day, seven days a week. Use any of our convenient forms located at the left for policy service directly from your home or office. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your Michigan insurance agent.

We pride ourselves in listening to what your insurance needs are and then finding the right insurance carrier to fit those specific needs.

We are here for you twenty-four hours a day, seven days a week!

Quickly and easily submit an application for a free insurance quote using our easy to use website. As a customer, you will enjoy our suite of customer service forms all from your local agent.



After having worked with several insurance companies over the past 24 years, we have finally found a home with Backus Payne. For the past five years, we have received exceptional customer service from everyone at Backus Payne. The response to any question or situation has always been quick and successful. They have a vast knowledge base, they freely offer new ideas and suggestions to improve our bottom line. We know that Backus Payne “has our back”, and that trust and security is invaluable. We could not ask for more when choosing an insurance specialist! -- Brian Hayes, Administrator, Michigan Eye Institute Flint, MI
I would highly recommend Backus Payne because I trust them and they sincerely are looking for ways to improve services with competitive pricing. Dennis Harris, Administrator, Muskegon Surgical Associates, PC Muskegon, MI