Backus Payne

Insurance Products Offered:

  • Professional Liability -- Medical Dental & Legal:
    • Occurrence(OCC); Claims Made(CM); Modified(CM) Policy Forms
    • (NEW) free tail coverage options
    • Stand Alone Tail Policy
    • Full Prior Acts Coverage
    • $0 Deductible
  • Physician Regulatory / RAC Audit Insurance
  • Business Owners Policies
  • Workers Compensation
  • Commercial Auto
  • Umbrella Covergae
  • Liquor Liability
  • Self Insurance / Premium Equity programs
  • Licensed and Admitted Insurers
  • National Surplus Lines markets
  • Creative Alternative Risk Financing options
  • Inhouse Premium Financing available

Main Office
Rochester Hills, MI

1460 Walton Blvd. Suite 221
Rochester Hills, MI 48309

Phone: 248-608-9520
Network Fax: 248-283-6797
Main Fax: 248-608-9522
Email:info@backuspayne.com


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Policy Types

By working with multiple insurance carriers, our liability specialists are able to provide extremely competitive rates with the proper amount of coverage.

Types of Coverage:

Medical / Dental / Legal Liability Insurance

* Occurrence Policies
* Claims-Made Policies with Prior Acts
* Claims-Made Policies with Pre-Funded Tail
* Indemnity Only Deductibles
* Terminating Physician Endorsement Coverage
* Corporation/Partnership Coverages:Shared or Separate Limits
* Personal Injury Liability
* Property Damage Liability
* “Incident Sensitive” Claims Trigger
* Locum Tenens
* Risk Management / Loss Free Credits (Up to 30%) *Group Discounts (Up to 30%)
* New Physician Discounts Available

Workers Compensation

Business Owners Policy’s

Commerical Auto

Lawyer’s Liability Insurance

Liquor Liability

Umbrella Coverage

NEW!!!  “Audit” Physicians Regulatory Insurance (Billing Errors & Omissions)